Payments and Billing

Payments and Billing

COVID-19 Housing Assistance Program (CHAP)

This CARES Act funded program allocated $100 million in Minnesota to cover housing expenses such as rent, mortgage, utilities, or other housing-related expenditures. This money is available right now through December 31 on a first-come, first-served basis.

  • Income must be at or below 300% of federal poverty guidelines, with a preference for those that at or below 200% of federal poverty guidelines.

  • Eligible utility expenses include gas, electric, water, sewer.

    • Propane is currently not an eligible expense but Minnesota Housing is taking it under consideration.

    • Phone, cable, internet are NOT eligible expenses.

    • Other utilities may be approved, on a case by case basis, by Minnesota Housing.

  • Only past-due expenses incurred on or after March 1, 2020 and before December 20, 2020 are eligible.

  • All payments are made directly to the utility provider, not the tenant.

  • In order to process the application and distribute the payment to your co-op, the service provider has to verify with your co-op that a member has a past-due account.

To apply for CHAP assistance:


Need help paying your energy bills?  Click here for information on Minnesota's  Energy Assistance Program


Minnesota's cold weather rule goes into effect on October 15.  Provisions of the cold weather rule are available by clicking here or contacting our office.


Understanding your Bill:  Sample legacy member bill click here

                                        Sample former Alliant member bill click here


Meter readings should be submitted through SmartHub or by calling 1-844-209-7160 option 5.


South Central Electric Payment Options

Pay Now - Easy Bill Pay with no registration required.  Use your billing account number and last name/business name to access your account for payment.  You can not enter meter readings with this service.

Members can now pay their bills on-line with South Central Electric's new on-line bill payment system; SmartHub.  You can even download the SmartHub app for your mobile device or tablet.

To get started click on the SmartHub logo.  Once you are at the SmartHub site you'll have to sign up as a first time user by clicking the "New User" link and follow the prompts.Smart Hub On-Line Billing

Once you're signed up, you can:

  • Pay your bill immediately with a secure on-line payment.
  • View monthly electric usage and history.
  • Manage account information and track payment history from mobile devices or the web.
  • Submit meter readings.
  • Receive emails regarding bills.
  • Sign up for automatic payments.

For your mobile device or tablet download the free "SmartHub" app from the APP Store or Google Play.

Sign up for SmartHub click here.


Members have two automatic payment options:

  1. Sign up for SmartHub (information above).
  2. E-Z Pay Automatic Bank Payments
       E-Z Pay plan informatin click here.
       Sign up for E-Z Pay click here.


PAY-BY-PHONE    CALL 1-844-209-7160
Before you call you need your South Central Electric account number.

This automated system complies with the Payment Card Industry (PCI) Data Security Standard Compliance. These world wide requirements are designed to help companies that process such payments prevent credit card fraud through increased data controls.

  • If you want to make a payment on your bill over the phone using a credit/debit card or check, you must call the above number.
  • The system is automated and all of your personal information, such as card number and payment amount, will be entered by you.
  • At any time, you may hang up and this will discontinue the phone call.
  • There is no additional fee for this service.

If paying by check you will need to create a PIN number BEFORE you can make a payment with a check.

After dialing, you will go to the main menu.  You will be prompted to press numbers for the actions you wish to complete. These options include:  1) making a payment and checking account status, 2) update phone number, 3) create or update your PIN number, 4) Edit or cancel bank draft information, 5) enter meter reading. 

IN PERSON - Office is currently closed to the public.  Please drop payments in our drop box.
Bring your payment to our office in St. James at 71176 Tiell Dr. (Cash or check only accepted at our office.)
Our office hours:
7:00am -3:30pm Monday – Friday

Payment Drop Box Located at St. James Office
Drop payments in the drive-up payment box or payment slot on the corner of our building. You can drop your payment off any time.

Simply enclose your check or money order along with the return stub from your bill. 
Please mail your monthly payment to:

          South Central Electric Association
          P.O. Box 150
          St. James, MN 56081